How to Manage Business Finances with a Non-Cash System

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Have you ever heard about the National Non-Cash Movement (GNNT) which began a year ago? How about you? How far have you used various types of non-cash payments in your daily activities? Or are you still going back and forth to ATM almost every day and carrying a thick wallet everywhere? Hehe..

Last August 2, QM Financial was given the opportunity by the Bank of Indonesia (BI) province of Riau to provide financial planning education to MSME owners, which was attended by more than 100 participants. In addition, Ligwina Hananto as CEO of QM Financial also participated in campaigning for the National Non-Cash Movement (GNNT) to the participants.

This campaign was held to educate the public regarding payment system services in Indonesia and the role of Bank Indonesia in monitoring payment system activities. In addition, it also aims to encourage people to use non-cash / electronic money in daily activities, such as purchasing products and paying for transportation equipment.

Actually in Indonesia itself, non-cash transactions are not new. We must know and use ATM cards, debit cards and credit cards. In addition there are also checks, bank checks and e-money.

But in fact, the number of users of this type of transaction is still relatively low compared to neighboring countries, such as Thailand, Malaysia and Singapore. In fact, non-cash / electronic money transactions have various advantages, including fast, convenient, easy to use, safe, efficient and avoid miscalculations during transactions.

The low number of users of non-cash transactions in Indonesia can be caused by several factors, including:

There are still quite a lot of Indonesian people who live below the poverty line
The process is convoluted and the queue is long at the time of submitting a request for a non-cash transaction tool
Gaptek, do not want to come into contact with bank or non-bank financial institutions.
Many shopping centers use and receive cash for payment transactions
Therefore, an effort is needed to inform the public about the function of the non-cash / electronic money transaction tool, how to use it, and of course, its benefits.

Now, the task of Bank Indonesia as a regulator is to civilize the use of electronic money in the community. Since the launching of GNNT on August 14, 2014, the development of the use of electronic money in Indonesia has experienced significant growth.

Furthermore, in order to realize an efficient, safe payment system that continues to uphold the aspects of consumer protection, Bank Indonesia will continue to socialize non-cash transaction tools and improve its payment system infrastructure.

Now, as an Indonesian community, let's support the National Non-Cash Movement by participating in using electronic money for security and convenience in transactions. Electronic money is a highly efficient tool for future transactions, given the fast, instant and technology-based lifestyle of modern society.

See you at the next event!

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